1. If you start an application on or before March 31 but have not finished it by the end of the day, you get more time to complete the enrollment process.
2. The fee for individuals without health coverage in 2014 is $95 per adult and $47.50 per child or one percent of an individual’s yearly income, whichever is higher. The penalty is expected to increase in future years.
3. Changes can be made to insurance plans after March 31.
4. Individuals can enroll for insurance outside of the open enrollment period if they experience a qualifying event, including marriage, divorce, birth or adoption of a child, loss of job or moving to another state.
5. Many states operate their own exchanges, while others partner with the federal exchange or default to the federal exchange.
-Ohio and Indiana default to the federal exchange
6. There are several ways to enroll, including paper applications. This method is not recommended because the deadline is so near.
7. Ohio and Indiana residents can apply online at Healthcare.gov or by calling the federal marketplace call center at 1-800-318-2596.
8. According to HealthCare.gov, 83 percent of those signing up for health care in the marketplace, or exchange, are eligible for a break on costs.
9. The next open enrollment period begins Nov. 15, 2014 and ends Jan. 15, 2015.