Affordable Care Act a giant boondoggle
Well, here it is Day Two of The Affordable Care Act and already I have changed from being for it to being against it! Why the sudden flip-flop, you ask?
Since Marilyn and I both have supplemental insurance along with Medicare A and B, all of which we pay, I assumed that “Obamacare” would have zero effect on us. Boy, was I wrong!
I have had, for a long time, an Anthem supplemental policy. Marilyn, who is semi-retired, had supplemental coverage with a company called Starbridge. Starbridge has a connection with K-Mart, where she works a couple of days a week, but the coverage is at her expense, not that of the company.
A few days ago we received a notice that effective the first of the year, Marilyn would no longer be allowed to continue to purchase her supplemental coverage from Starbridge. She was told she was on her own to find a new source of insurance.
While that ticked me off considerably, I figured I would have it covered by just adding her to my Anthem Blue Cross-Blue Shield policy; however, when I messaged Anthem with the particulars and asked what the new monthly amount would be for both of us instead of just me, they “regretfully” informed me that I was not allowed to add her to my policy and she would have to seek coverage elsewhere. (As far as I know at this point, Anthem will not cancel my own supplemental policy.)
So the upshot is that my insurance company is not allowed to sell me “family” insurance, even though I am a policy holder of long standing and Marilyn’s company, of which she is also a long-time customer, is no longer allowed to sell her any insurance at all.