Rushville Republican

Health

August 13, 2013

Social Security: Spouses have a significant benefit

Social Security can be an important financial asset for married couples when the time comes to apply for retirement benefits. In many cases, one spouse may have earned significantly more than the other, or have worked for a longer span of years. Or it could be that one spouse stayed home to do the work of raising the children or caring for elderly family members while the other focused on a career.

Regardless of your situation, Social Security will look at all possibilities to make sure both spouses receive the maximum benefit possible.

Even if you have not paid Social Security taxes, it’s likely you’ll be eligible to receive benefits on your spouse’s record. If you did work and pay into Social Security, we will check eligibility based on your work record and your spouse’s to see which amount is higher.

You can apply for spouses benefits the same way that you apply for benefits on your own record. You can apply for reduced benefits as early as age 62, or for 100 percent of your full retirement benefits at your “full retirement age. “ You can find your full retirement age, based on your birth year, at www.socialsecurity.gov/pubs/ageincrease.htm.

The benefit amount you can receive as a spouse, if you have reached your full retirement age, can be as much as one half of your spouse’s full benefit. If you opt for early retirement, your benefit may be as little as a third of your spouse’s full benefit amount.

If your spouse has already reached full retirement age but continues to work, your spouse can apply for retirement benefits and request to have the payments suspended until as late as age 70. This would allow the worker to earn delayed retirement credits that will mean higher payments later, but would allow you to receive your spouse’s benefit.

Text Only
Health
  • Who wins the race for patients--the ER or the Urgent Care Center? Tracy Hume, a freelance writer who lives in Greeley, Co., and a reader of Thinking About Health columns, recently sent along this provocative question. “Do ER-affiliated urgent care providers ever try to escalate patients to the ER when it is not med

    July 29, 2014

  • hea-rv072914-muskrats pic Muskrats Support Brian's Cause What started years ago as the Homer Muskrats has now become the Rush County Muskrats.“This group of men meet quarterly for organized, competitive shoots and then enjoy getting together for a great game of cards – usually euchre,” according to member

    July 29, 2014 1 Photo

  • 5th Brian's Cause Event Registration Open Plans are well under way for the 5th annual Brian’s Cause – Together We Can fundraising event for the Rush Memorial Hospital Foundation’s Brian’s Cause Cancer Treatment Relief Fund. The steering committee recently met to review the event progress to

    July 29, 2014

  • August blood drives hosted by Indiana Blood Center Indiana Blood Center is the state’s largest non-profit blood provider, supplying blood components to more than 60 hospitals statewide. In the past month, Indiana Blood Center saw 12,297 volunteer blood donors at both its eight donor centers and 431 b

    July 29, 2014

  • MHS First Year Program guides parents INDIANAPOLIS (July 21, 2014/Coles Marketing Communications) – Managed Health Services’ (MHS) First Year of Life Program is offering parents guidance through all the medical milestones needed to keep their babies healthy and thriving.The First Year of

    July 22, 2014

  • hea-rv071814-magic show Youth Volunteer of the Year made for a Magical Night The Rush Memorial Hospital Foundation’s Seed Circle recently held a Family Fun Night featuring magician Rusty Ammerman. He held the audience captive as he performed magic trick after trick. His comedy, timing, audience participation and incredible ma

    July 22, 2014 2 Photos

  • Schoolhouse Partners publishes directory of biomedical and health care grants WEST LAFAYETTE — Officials in the biomedical and health care sectors can use a newly published directory from a Purdue Research Park affiliate to find grant opportunities and funding for research, faculty development, internships, assistantships, sch

    July 22, 2014

  • Tips for choosing a doctor A referral from another physician or family and friends is a first step in choosing a doctor, but specialists advise doing some research to finalize your choice.Some tips:• The insured typically look in-network. Some insurers are starting to score th

    July 22, 2014

  • Smoking Philippine leader OKs cigarette warnings MANILA, Philippines (AP) — Philippine President Benigno Aquino III, a known smoker, has signed a law requiring tobacco companies to put graphic health warnings on cigarette packs in a country where tens of thousands of people die every year from toba

    July 22, 2014

  • hea-rv071514-mental health pic Broken mental health system taxes Howard County jail Editor's note: People suffering from mental illness commit fewer than 4 percent of all violent crimes. But state cuts in mental health funding have limited opportunities for treatment before some people wind up on the wrong side of the law. Today, th

    July 15, 2014 1 Photo

Featured Ads
AP Video
Raw: 2 Shells Hit Fuel Tank at Gaza Power Plant Raw: Massive Explosions From Airstrikes in Gaza Giant Ketchup Bottle Water Tower Up for Sale Easier Nuclear Construction Promises Fall Short Kerry: Humanitarian Cease-fire Efforts Continue Raw: Corruption Trial Begins for Former Va Gov. The Carbon Trap: US Exports Global Warming UN Security Council Calls for Gaza Cease-fire Traditional African Dishes Teach Healthy Eating 13 Struck by Lightning on Calif. Beach Baseball Hall of Famers Inducted Israel, Hamas Trade Fire Despite Truce in Gaza Italy's Nibali Set to Win First Tour De France Raw: Shipwrecked Concordia Completes Last Voyage Raw: Sea Turtle Hatchlings Emerge From Nest Raw: Massive Dust Storm Covers Phoenix 12-hour Cease-fire in Gaza Fighting Begins Raw: Bolivian Dancers Attempt to Break Record Raw: Israel, Palestine Supporters Rally in US Raw: Air Algerie Flight 5017 Wreckage
Hyperlocal Search
Premier Guide
Find a business

Walking Fingers
Maps, Menus, Store hours, Coupons, and more...
Premier Guide
Parade
Magazine

Click HERE to read all your Parade favorites including Hollywood Wire, Celebrity interviews and photo galleries, Food recipes and cooking tips, Games and lots more.