Rushville Republican

Columns

April 17, 2013

Let the people decide for themselves

RUSHVILLE — George Orwell warned of the dangers of a tyrannical government that justified its rule in the name of the greater good in his classic novel 1984.

Those living under Big Brother’s rule were told what to think, how to act, and what was best for them.

I was reminded of this cautionary tale when I learned that President Obama’s budget would cap the amount of money people can save in their individual retirement accounts because the limit will allow “substantially more than is needed to fund reasonable levels of retirement saving.”

According to whom?

The Constitution provides the Federal government with few specific powers, such as providing for the common defense, regulating commerce, and taxation, which we know all too well this time of year. Beyond that, the government should help create conditions where citizens can exercise the blessings of our liberty as we see fit.

The Constitution does not empower the government to make decisions for us that we should make for ourselves. But that’s exactly what the President wants to do. He’s made a bad decision in this case.

Our nation is facing a retirement crisis. More than a third of people age 55 and older are not saving for their retirement. Three-quarters have saved much less than they will need to retire comfortably. Most aren’t saving enough to maintain a lifestyle they are accustomed to in retirement.

We need to encourage people to take more responsibility for their future well-being instead of discouraging sound financial planning. We need to incentivize self-reliance instead of government dependence. People ought to be able to save as much as they want for their retirement through tax preferred accounts so they can determine their futures, not have that future determined for them by the all-knowing government planning bureau.

This budget proposal also suffers from the same fundamental flaw as the President’s health care law; it is based on the premise that people will put the interests of others ahead of their own. So it should be no surprise that employers are limiting the number of hours their employees can work or dropping health coverage altogether to avoid the insurance mandates and tax increases in ObamaCare.

Similarly, it would be expected that employers would respond accordingly to this proposal and modify or eliminate the retirement plans they offer, to the detriment of their employees.

The American people don’t need big government telling them what’s best for them and their families when it comes to their retirement, or anything else for that matter. We would be wise to reject the President’s vision of such a government and instead embrace the one so brilliantly put forward by our Founding Fathers. A good start would be to reject his savings cap.  

(Rep. Messer is a member of the House Committee on the Budget.)

 

1
Text Only
Columns
  • We are still the United States It seems to me that America has in the past had an idea of destiny, one that started at Concord and continues to today. A great experiment was begun with the shot heard around the world. It continued on through the remainder of the Revolution and spa

    April 22, 2014

  • Mail Tales: Of postcards and wishing where you were This week we're going to explore the exciting world of Deltiology. I know that "Deltiology" sounds vaguely scientific, which means some of you are probably worrying that this is another one of my sneaky attempts to foist upon you a poorly researched,

    April 22, 2014

  • An important election this year I wonder if anyone has to be reminded that we're in another election year. The current election season is often referred to as an "off-year" election because it's not a year in which we vote for a president. This will be, nevertheless, one of the mos

    April 22, 2014

  • In a perpetual comma I misplace a lot of things: keys wallet gloves the dog's leash. Recently I misplaced something that may not seem very important unless you read that last sentence carefully. Then you will realize that believe it or not I can't find my comma. Yes it's

    April 22, 2014

  • Crate art Paper labels from 1880-1930, collectively referred to as "Crate Art", are a unique form of American Folk Art. Originally designed to be glued to the ends of wooden crates to identify produce during shipping, the graphically attractive labels are stil

    April 22, 2014

  • This column will self-destruct in 5 seconds I've become completely infatuated over the past few weeks with a gift I received a few Christmases ago. It was a completely unexpected gift from one of my big brothers: a set of "Mission: Impossible" DVDs. No, not home videos of me begging my kids to

    April 15, 2014

  • Don't sweat the small things There are a few things in life that really get under my skin, one of which is complaining. Yes, I complain sometimes, but it doesn't last too long at all before I put myself in check. There was a story this week that really touched my heart and like

    April 15, 2014

  • The timeless beauty of wicker No matter what the day may bring, I can leave it all behind when I take my evening walk. Strolling through our historic neighborhood on Indy's south side is a multifaceted treat. It is good for my heart, it erases the cares of the day and it affords

    April 15, 2014

  • Self deposit box I love where I bank. It's a branch inside of a big supermarket. I can make a modest withdrawal and then go and blow every last penny in the cookie aisle. The tellers at the window appreciate me. They know about my obsession with round numbers and und

    April 15, 2014

  • Change can be done here In previous columns I've suggested that one of the factors holding this community back is the relatively poor image many of us have of our town. The point, as some may recall, was made by several people who live in other communities who said Rushvill

    April 15, 2014

Featured Ads
AP Video
SKorea Ferry Toll Hits 156, Search Gets Tougher Video Shows Possible Syrian Gas Attack Cubs Superfans Celebrate Wrigley's 100th Raw: Cattle Truck Overturns in Texas Admirers Flock to Dole During Kansas Homecoming Raw: Erupting Volcanoes in Guatemala and Peru Alibaba IPO Could Be Largest Ever for Tech Firm FBI Joining Probe of Suburban NY 'Swatting' Call U.S. Paratroopers in Poland, Amid Ukraine Crisis US Reviews Clemency for Certain Inmates Raw: Violence Erupts in Rio Near Olympic Venue Raw: Deadly Bombing in Egypt Raw: What's Inside a Commercial Jet Wheel Well Raw: Obama Arrives in Japan for State Visit Raw: Anti-Obama Activists Fight Manila Police Motels Near Disney Fighting Homeless Problem Michigan Man Sees Thanks to 'bionic Eye' S.C. Man Apologizes for Naked Walk in Wal-Mart Chief Mate: Crew Told to Escape After Passengers
Hyperlocal Search
Premier Guide
Find a business

Walking Fingers
Maps, Menus, Store hours, Coupons, and more...
Premier Guide
Parade
Magazine

Click HERE to read all your Parade favorites including Hollywood Wire, Celebrity interviews and photo galleries, Food recipes and cooking tips, Games and lots more.